Terms and Conditions of Web Site Use Agreement

You agree to be bound by all of the following terms and conditions of use if you use this site. This site has been prepared by FISN, the research and publishing division of FISN, Inc., solely for informational purposes, and it is not an offer to buy or sell or a solicitation of an offer to buy or sell any security or instrument that may be referenced on the site.

This site has been published in the United States for residents of the United States. The information provided on this site is not intended to be provided to, or used by, any person in any jurisdiction or country where such provision or use would be contrary to law or that would subject FISN, Inc or its operating divisions to any registration requirement within such country or jurisdiction.

FISN and any of its employees may transact business in a particular state only if first registered, excluded or exempted from registration requirements either individually or as a firm. In addition, follow-up conversations with individuals in a particular state by either FISN or its employees to effect transactions in securities or discuss securities, investment management or other personal investment matters will not be made without first becoming registered, excluded or exempted from registration requirements either individually or as a firm.

Nothing on this site should be construed as rendering tax or legal advice.

This site is provided only for your personal, noncommercial use. Except as expressly authorized by this Agreement, you may not reproduce, transmit, sell, display, distribute, publish, broadcast, circulate, modify, disseminate or commercially exploit the information provided through this site in any manner without the written consent of FISN, Inc. You also agree not to use the information provided through this site for any unlawful purpose.

This site is the property of FISN, Inc. and is protected by applicable copyright, trademark, trade secret or other intellectual property law.

FISN, Inc. expressly disclaim all express and implied warranties, including, without limitation, warranties of merchantability, fitness for a particular purpose, and error-free and uninterrupted service.

FISN, Inc. will not be liable for any loss or damages incurred by you related to your use or attempted use of FISN’s client account online access including damages caused by delays, errors, inaccuracies, unreliability, loss of data, or software restoration. FISN, Inc. will not be liable for any special, incidental, consequential, indirect or punitive damages, even if such damages were reasonably foreseeable.