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Certificate of Deposit Rates Federally Insured Savings Network (FISN) specializes in FDIC insured certificates of deposit. We research certificates of deposit (CDs) from across the nation to find the safest and highest CD rates. We have been serving investors with conservative investments since 1983. FISN has made managing cash and certificate of deposit portfolios its profession. We have fine tuned the CD business and will put that expertise to work for you, by focusing all our efforts on achieving the most for your funds. Individual Retirement Accounts (IRAs) can be opened to hold any type of CD except a Fixed Rate Jumbo CD. IRAs are eligible to hold Stock Market Linked CDs which can be linked to the NASDAQ®, S&P 500® or the Dow Jones Industrial® indexes. See the IRA offerings on the Rates page. FISN buys certificates of deposit from current holders in addition to selling them. If you hold eligible CDs in a brokerage account we can sell them for you at market prices. Initially, you must open an account and transfer in the CDs. We will offer you bids and pay the proceeds into the account usually within three days. All types of CDs held in a brokerage account are eligible. CDs are held either directly or in a brokerage account. The FISN brokerage firm is First Internet Securities Network. The firm is a member of Securities Investor Protection Corporation or SIPC. Securities in your account are protected up to $500,000. This protection is in addition to FDIC insurance coverage when CDs held in the brokerage account.
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