Certificate of Deposit FISN Brochure

High Returns
Highest Rates of Interest to Maximize Your Wealth

Each day we monitor premium interest rates offered nationwide among all 10,000 federally insured bank and thrift institutions. That's how we single out the highest possible interest rates to deliver the greatest return on your funds. You can be certain your funds are earning the most interest.

Security
Safety Insured by the Federal Government to Protect Your Capital 

The safety of your principal and interest is paramount to us. Your funds are protected in four ways when you invest your short term cash in CDs placed through Federally Insured Savings Network. 

1. We recommend only federally insured banks and thrifts, so your deposit is guaranteed by the federal insurance authorities. And we carefully establish your deposit to meet federal guidelines for effective insurance coverage. 
2. We keep in close touch with the financial outlook of these institutions. The most protection comes from the best information. 
3. Funds are always wired directly through the Federal Reserve System from insured institution to insured institution. Our expertise is put to work safeguarding your investment by overseeing the technical aspects of funds transfer. We monitor every transaction to make sure that your deposit is received and your principal is returned at maturity. You will know where your money is and what it is doing at every step. 
4. You always make the final decision on everything for the most control.

Service
Precise Cash Control to Make Investing Easy and Efficient 

Simply tell us your investment needs in one call. We'll identify the best CDs, customize your portfolio, and save you the time, because we do the most work. 

Tell your FISN account executive how many CDs you need, the maturities you want, and the yields you are looking for. We match your needs with the highest possible rates from institutions meeting your standards.

• You make the investment decision. We then concentrate all our efforts on assisting you to manage your portfolio for the most return. 
• Federally Insured Savings Network will register the CDs to your exact specifications, set up the wire transfers, and follow up on all new accounts. 
• Make the deposit. We'll keep you informed. Call at any time with any concern or special request throughout the deposit period. FISN is your partner in a smooth investment. At maturity we will call in advance to offer reinvestment opportunities or return the funds. 

Cash Management Reports 
Accurate Information to Reliably Manage Your Portfolio

FISN Cash Management Reports are the next step, showing you the facts you need to know about your investments. The most information resources, unavailable from any other CD source, will be dedicated to keep you on top and ahead. 

Our CD Notice confirms the arrangements we've made for you and lists the issue date, institution, amount, maturity date, rate and yield. The CD Notice can be sent in advance with wire instructions for transferring your funds, if you place ten or more CDs at the same time.

Periodically, you will receive a Portfolio Report, which describes all outstanding CDs we've arranged for you, and a Cash Flow Report, which tells you what check amounts to expect, and when to expect them. The Cash Flow Report focuses on what CDs through FISN are all about: the most interest at the right time in the right amount. 

Our monthly Maturity Forecast alerts you to all maturity dates coming up in the next two months.